Technology and corporate finance advisory
Financial advisory for asset managers, businesses and start-ups. Engineered into software.
We advise asset managers and funds on deals, portfolios and reporting. We run the finance function for growing businesses. We build MVPs and investor-ready models for start-ups. And we design the technology behind all of it: AI agents, automation, compliance and AML tools, applications and complete finance transformation.
- 17+years in finance and technology
- 80+companies valued
- USD 300m+combined value of those companies
- 2countries: Ireland and the UK
Our services
Nine corporate finance services and nine technology services, led by the same people, so the advice and the systems that run it come from one place.
Corporate finance advisory
Deals and fund raising
M&A, equity, debt and preference capital, from teaser to close.
Business strategy and management consulting
Refine the business model, optimise operations and plan for long-term value.
Monthly budgeting and forecasting
Data-driven budgets, rolling forecasts and management reporting.
Bespoke financial modelling
Three-statement, LBO, project, real estate and fund models.
Valuations and financial reporting
Businesses, start-ups, options, goodwill and impairment.
Due diligence
Financial, commercial and vendor diligence, with AI review of the full data room.
Debt restructuring and refinancing
Capital structure, lender negotiations and special situations.
Accounting services
IFRS and US GAAP accounting, close and reporting.
Risk management
Credit, market and operational risk, measured continuously.
Technology advisory
AI agents
Agents that read documents, extract figures, reconcile and flag exceptions for human review.
Workflow automation
Recurring processes that run on schedule, with controls and an audit trail.
Finance applications
Any application in the world of finance: MVPs for start-ups, pricing engines, models, compliance and AML tools.
Data pipelines and dashboards
One clean source of truth, and reporting that updates as data arrives.
Finance transformation
Complex, multi-system finance change programmes, from target design to go-live.
Compliance and AML tools
Screening, monitoring and regulatory reporting tools built to your policies.
Systems maintenance and support
Keeping your finance tools, models and integrations running, updated and supported.
Systems improvement
Getting more from the systems you already have before buying new ones.
Data security and privacy
Protecting financial data: access, controls, GDPR and vendor risk.
Private markets
Where capital meets the businesses that need it.
Five corners of the private market, and what we do in each. Click a spoke to see the products, the industries and the services behind it.
Private markets in detailDebt
- Venture debt
- Leveraged loans
- High-yield bonds
- Property-backed, mezzanine and unitranche
Industries: Manufacturing, construction, healthcare, technology, pharmaceuticals, real estate
Corporate finance advisory
- Fund raising
- Business strategy and management consulting
- Monthly budgeting and forecasting
- Bespoke financial modelling
- Risk management
Technology advisory
- AI agents that read compliance certificates and borrower financials
- Covenant monitoring and early-warning dashboards
- Compliance and AML tools
- Loan-level cash-flow and recovery applications
Equity
- Venture capital
- Growth equity
- Leveraged buyout
- Management buyout
Industries: Technology, start-ups, manufacturing, services
Corporate finance advisory
- Deals: business planning and investor relations
- Fund raising
- Bespoke financial modelling
- Valuations for business and financial reporting
- Due diligence
Technology advisory
- AI agents for deal screening and data-room review
- Workflow automation for investor Q&A and data rooms
- Portfolio KPI pipelines and dashboards
- Finance applications: CRMs, waterfalls and portfolio tools
Infrastructure
- Build-operate-transfer models
- Regulated and commercial payment structures
- Senior, junior, unsecured and mezzanine concession loans
Industries: Real estate, bridges, rail and roads, public infrastructure, wind, airports
Corporate finance advisory
- Business strategy and management consulting
- Monthly budgeting and forecasting
- Bespoke financial modelling
Technology advisory
- Project and concession models built as applications
- Data pipelines and dashboards for regulated payments
- Systems improvement and finance transformation for operators
Real estate
- Acquisition and construction loans
- Development loans
- Post-completion mortgage loans
Industries: Construction, retail and shopping centres, hotels, housing, offices, data centres
Corporate finance advisory
- Deals: business planning and investor relations
- Fund raising
- Monthly budgeting and forecasting
- Business strategy and management consulting
- Bespoke financial modelling
- Valuations for business and financial reporting
Technology advisory
- Integrated development and fund models as applications
- Data pipelines and dashboards across assets
- Workflow automation for reporting to lenders and investors
Special situations
- Debt-to-asset swaps and equity raises
- Debt-to-equity conversion
- Restructuring
- Distressed debt
- Delay and switching options
Industries: Sector agnostic
Corporate finance advisory
- Business strategy and management consulting
- Bespoke financial modelling
- Due diligence
- Debt restructuring
Technology advisory
- AI review of full data rooms in distressed situations
- Recovery and restructuring models as applications
- Dashboards for lenders and stakeholders during a workout
SMEs and owner-managed businesses
- Monthly management accounts
- Budgets and rolling forecasts
- Funding readiness
- Automated reporting
Industries: Growing and mature businesses across services, retail, manufacturing and technology
Corporate finance advisory
- Monthly budgeting and forecasting
- Bespoke financial modelling
- Fund raising
- Accounting and reporting
Technology advisory
- Workflow automation for month-end and reporting
- CRMs and internal tools built for the business
- Data pipelines and dashboards
- Systems maintenance and support
Hospitality
- Refinancing and debt restructuring
- Fund raising for renovation and expansion
- Occupancy and cash-flow modelling
- Valuations for transactions
Industries: Hotels, resorts, restaurant groups, tourism operators
Corporate finance advisory
- Debt restructuring and refinancing
- Fund raising
- Bespoke financial modelling
- Monthly budgeting and forecasting
- Valuations
Technology advisory
- Occupancy and cash dashboards updated daily
- Workflow automation for revenue, payroll and supplier reporting
- Systems improvement across property and accounting systems
Real estate and construction
- Development and investment appraisals
- Acquisition, construction and refinancing debt
- Integrated fund models
- Sale-and-leaseback and disposal analysis
Industries: Retail and shopping centres, hotels, housing, offices, data centres, contractors
Corporate finance advisory
- Bespoke financial modelling
- Fund raising
- Debt restructuring and refinancing
- Valuations
- Due diligence
- Deals
Technology advisory
- Development and fund models as applications
- Data pipelines and dashboards across assets and projects
- Workflow automation for lender and investor reporting
Leasing and asset finance
- Portfolio cash-flow and residual-value models
- Funding line and securitisation support
- Credit risk and expected-loss models
- IFRS 16 and lessor accounting
Industries: Vehicle and equipment leasing, fleet, aviation and specialist asset finance
Corporate finance advisory
- Bespoke financial modelling
- Risk management
- Accounting and reporting
- Fund raising
Technology advisory
- Portfolio data pipelines and covenant dashboards
- Pricing, residual-value and expected-loss applications
- Compliance and AML tooling for onboarding
- Data security and privacy for customer data
Home care and nursing homes
- Occupancy, staffing and fee-rate models
- Acquisition and development funding
- Valuations for transactions and refinancing
- Regulatory-ready reporting
Industries: Nursing homes, home-care agencies, assisted living, healthcare groups
Corporate finance advisory
- Bespoke financial modelling
- Fund raising
- Valuations
- Due diligence
- Monthly budgeting and forecasting
- Debt restructuring and refinancing
Technology advisory
- Occupancy, staffing and fee dashboards
- Workflow automation for billing, payroll and regulatory reporting
- Compliance tooling and data security for resident and patient data
Funds and investors
- Deal screening and diligence agents
- NAV, investor and portfolio reporting automation
- Covenant monitoring and early-warning tools
- Fund, LBO and recovery models
Industries: Asset managers, private equity, private credit, real estate and infrastructure funds
Corporate finance advisory
- Financial modelling
- Valuations
- Due diligence
- Risk management
- Debt restructuring and refinancing
Technology advisory
- AI agents for screening, diligence and covenant monitoring
- NAV, investor and portfolio reporting automation
- Data pipelines and dashboards
- Compliance and AML tools
Technology and start-ups
- MVP build for start-ups
- Investor-ready financial models
- Start-up valuations (AICPA, 409A-style)
- Fund-raising support and data rooms
Industries: SaaS, fintech, marketplaces, deep tech, venture-backed start-ups
Corporate finance advisory
- Bespoke financial modelling
- Valuations
- Fund raising
- Deals
- Due diligence
- Monthly budgeting and forecasting
Technology advisory
- MVPs built and shipped for start-ups
- Investor and board reporting dashboards
- Finance applications and internal tools
- Finance transformation as the company scales
Manufacturing, retail and pharma
- Capital allocation and expansion models
- Working-capital and refinancing solutions
- Valuations for licensing, M&A and exits
- Budgeting across sites and channels
Industries: Manufacturing, automotive, electronics, chemicals, retail and e-commerce, pharmaceuticals
Corporate finance advisory
- Bespoke financial modelling
- Debt restructuring and refinancing
- Valuations
- Monthly budgeting and forecasting
- Due diligence
Technology advisory
- Finance transformation and ERP improvement
- Workflow automation for close, costing and reporting
- Data pipelines and dashboards across sites and channels
Industries we serve
Customised to the way each industry makes and loses money.
From hospitality to high-growth start-ups, the challenges differ but the discipline is the same: a model you can trust, funding on the right terms, and reporting that keeps everyone honest.
Read about each industryOur product
Model My Wealth
Professional tool for debt, investment and risk management. Track your covenants, cash and more.
Built in-house and used on our own engagements: a professional tool for debt, investment and risk management that tracks covenants, cash and exposures in one place. The same discipline we bring to client work, as software you can run yourself.
- Debt and covenantsEvery facility, covenant test and headroom, calculated and flagged.
- Cash and investmentsPositions, cash flow and returns tracked as they move.
- RiskExposures, concentrations and early-warning indicators in one view.
Small first step, measurable result.
We start with the one thing you need most, prove it, then scale. No long programme before you see anything work.
- About one week
Diagnose
We understand the business, the numbers and the decision you need to make, and agree the scope.
- Two to four weeks
Build
The model, valuation, funding pack or automation, built on your real data and reviewed with you as it takes shape.
- Agreed with you
Deliver
Documented, tested the way an auditor would, and handed over with your team able to run it.
- Ongoing
Support and extend
Monthly reporting, updates as the business changes, and the next process when you are ready.
What clients say
We engaged Umesh to develop a financial model for our Series A fundraise. Despite the complexity of our business, he quickly understood our needs and delivered a flexible, investor-ready financial model. His attention to detail and expertise in financial modelling helped us present a clear growth story.
Umesh and The Time FinTech team delivered a timely, high-quality valuation report backed by strong financial modelling and insights. His professionalism, clear communication and advisory support made the process smooth.
Before partnering with TTF, one of our core operational activities was a significant time sink, requiring dedicated human resources for manual execution. TTF stepped in with a brilliant automation solution that completely revolutionized this process.
Umesh advised us on the capital structure and built a financial model designed for acquisitions, giving full transparency and flexibility to investors around multiple sensitive factors necessary for the success of the deal.
Start with one conversation.
Tell us what you are trying to fund, fix, value or automate. In a 30-minute call we'll tell you honestly what we can do, roughly what it involves, and what a first step would look like.