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Private credit

Credit risk you can see early

Private credit portfolios live or die on monitoring. Our background in credit risk modelling, restructuring and NPL recovery shapes tools that give your team earlier warning and less manual checking.

As a credit book grows, the monitoring burden grows faster. Compliance certificates arrive in different formats, covenant tests are recalculated by hand, and the first sign of trouble is often a missed deadline rather than a number.

We build the reading, calculating and flagging into software, so analysts spend their time on the credits that need attention and the memos that need judgement.

Where we most often find the time

  • Covenant monitoringCompliance certificates and borrower financials read automatically, with covenant tests calculated and breaches flagged.
  • Credit memosFirst drafts assembled from borrower data and your templates, so analysts start from analysis, not formatting.
  • Cash-flow and recovery modelsLoan-level and portfolio models, including NPL and distressed recovery scenarios.
  • Early-warning dashboardsLeading indicators across the book in one view, updated as borrower data arrives.
  • Restructuring supportRefinancing, debt-to-equity and amend-and-extend analysis when a position needs work.

Start with one conversation.

Tell us what you are trying to fund, fix, value or automate. In a 30-minute call we'll tell you honestly what we can do, roughly what it involves, and what a first step would look like.

Discuss your portfolio