Real challenges, measurable results.

Explore how our strategic financial and technology work has helped businesses across industries, from recovery models and start-up valuations to fully integrated fund models and automation. Client names are shared only where clients have agreed.

Valuations

Start-up valuations across four jurisdictions

80+companies valued, with a combined value above USD 300 million

The problem: Founders and investors needed valuations that would satisfy auditors, tax authorities and incoming investors, in four different regulatory settings and often on short timelines.
What we built: A repeatable valuation approach with market and comparable data gathered automatically, so each engagement could focus on the assumptions that mattered for that company and jurisdiction.
The result: More than 80 companies valued, with a combined value above USD 300 million, across the United States, Singapore, Ireland and India.

Private credit and distressed

NPL recovery model

The problem: An asset management company holding a portfolio of non-performing loans needed to value expected recoveries under its resolution strategy and present them credibly to stakeholders.
What we built: A loan-level recovery model reflecting each resolution route, with portfolio-level roll-up, timing assumptions and scenario analysis.
The result: A defensible view of recoveries by loan and by scenario that the company used in its resolution planning.

Real estate funds

Integrated property fund model

The problem: Post-Covid, the fund needed a single model covering every asset, the fund-level financing and returns, that could answer "what if we sell this asset in year four instead of year six" without a rebuild.
What we built: An integrated asset-and-fund model with a flexible sale date per asset, sensitivity tables and scenario switches.
The result: One model the team could use for investor reporting, refinancing discussions and disposal decisions.

Data and dashboards

Power BI and Tableau dashboards

The problem: Management information lived in exports, spreadsheets and email. Turning it into something meaningful had become a monthly manual job, and the answers arrived too late to act on.
What we built: Data pipelines feeding Power BI and Tableau dashboards: performance, cash, KPIs and exceptions in one view, refreshed automatically as the source systems update.
The result: Reporting that updates itself, with the team's time moved from assembling figures to acting on them.

Applications

CRMs built for start-ups

The problem: Early-stage teams were tracking customers, investors and pipeline in spreadsheets and inboxes. Off-the-shelf CRMs were either too heavy or did not match how the business actually sold.
What we built: Lightweight CRM applications shaped around each company's sales process, with pipeline stages, follow-up reminders and reporting the founders could show their board.
The result: One place for customer and investor relationships, and pipeline numbers the founders could stand behind in a funding conversation.

Process automation

Automated workflows for SMEs

The problem: Owner-managed businesses were losing days each month to recurring manual work: collecting data, re-keying it, chasing approvals and assembling reports. At Managewise.ie, one core operational activity tied up a team member every cycle.
What we built: Automations that run each process end to end, with checks and a review step for exceptions, connected to the tools the businesses already used.
The result: Processes that now run without manual effort. At Managewise.ie the team member's time went to higher-value work, and the owner described the result as a dramatic, measurable improvement in operational efficiency.

What clients say

★★★★★

We engaged Umesh to develop a financial model for our Series A fundraise. Despite the complexity of our business, he quickly understood our needs and delivered a flexible, investor-ready financial model. His attention to detail and expertise in financial modelling helped us present a clear growth story.

David MuxworthyCommercial Director, CareMatch Ltd

★★★★★

Umesh and The Time FinTech team delivered a timely, high-quality valuation report backed by strong financial modelling and insights. His professionalism, clear communication and advisory support made the process smooth.

Jay PatelCo-Founder and Managing Partner, FintechPro

★★★★★

Before partnering with TTF, one of our core operational activities was a significant time sink, requiring dedicated human resources for manual execution. TTF stepped in with a brilliant automation solution that completely revolutionized this process.

Gillian DuffyOwner and Operator, Managewise.ie

★★★★★

Umesh advised us on the capital structure and built a financial model designed for acquisitions, giving full transparency and flexibility to investors around multiple sensitive factors necessary for the success of the deal.

Tarishi SuhalkaFounder, Captaron

Start with one conversation.

Tell us what you are trying to fund, fix, value or automate. In a 30-minute call we'll tell you honestly what we can do, roughly what it involves, and what a first step would look like.

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